Legal and conditions of use

From time to time we are made aware of messages being sent to clients and other parties which are designed to look like genuine communications from Close Brothers.  If you are in any doubt about a communication you have received, please do not respond and do not open any attachments that may be included, but speak with your usual contact at Close Brothers or contact us.  We take prompt action when aware of such issues and by informing us of any concerns you will help us to reduce the risk of fraudulent activity.

Examples include:

• Emails from a party external to Close Brothers, with the heading "statement from CLOSE BROTHERS GROUP".
• Emails sent purportedly from Close Brothers employees, but with the email domain “closabrothers.com”.

Unlawful cloning of our website

We have been made aware of a website in the name of “Close Asset Partners Limited” which includes content similar to our website.  We are also aware that our website has been cloned by an unauthorised firm named “Bond House Finance Company”.

Neither of these websites is in any way connected or affiliated with Close Brothers Group plc.  If you have been contacted by either of these companies or have used their website, you should contact the FCA’s Consumer Helpline on 0800 111 6768.

Please visit our Fraud Prevention page for further information

Conditions of use

The website hosted at www.closebrothers.com and www.closebrothers.co.uk is owned and operated by Close Brothers Group plc. We advise you to read these terms and conditions carefully before using the website. By accessing this website, you agree to be bound by the terms and conditions set out below. If you do not agree with any of these, please exit this website immediately.

Close Brothers Group plc does not offer financial services or products and its operation of the website at www.closebrothers.com does not constitute any offer of any products or services provided by any of the companies within the Close Brothers Group.

Unless otherwise stated on the relevant page, the content published on the website is intended for use solely by residents of the United Kingdom and not the residents of any other jurisdiction. If you are a resident of any other jurisdiction and you use this website, it is your responsibility to comply with applicable local laws.

General limits of liability

For the purposes of these terms and conditions, “Close Brothers Group” shall mean Close Brothers Group plc, its subsidiaries, affiliates, agents and advisers and their respective directors, officers, partners and employees.

Your access and use of the website is at your own risk. This website is designed to provide information about Close Brothers Group, which is general in nature and you should not rely on it for any particular purpose. Specifically, the provision of any information on this website does not constitute an offer, an invitation or a solicitation to invest or deal in the shares or other securities of Close Brothers Group or to purchase or use its products or services. The information on this website, or any part of it, should not form the basis of, or be relied on in connection with, any contract or commitment or investment decisions relating thereto, nor does it constitute a recommendation regarding the shares and other securities of Close Brothers Group or any other person, and we disclaim any liability for any purported reliance on such information to the fullest extent permitted by law.

While Close Brothers Group has endeavoured to ensure that all information contained within this website is correct at the time of its inclusion, it cannot guarantee the accuracy of such information and Close Brothers Group gives no warranty, expressed or implied, or representation concerning this website or the information contained herein, including (without limitation) any warranty or representation as to its accuracy or completeness. The information on this website is subject to change without notice and Close Brothers Group shall not have any responsibility to maintain the information and services made available on this website or to supply any corrections, updates, or releases in connection therewith.

By accessing this website you agree that Close Brothers Group will not be liable for:

a) any action you may take as a result of relying on such information;
b) any loss or damage suffered by you as a result of you taking any action, including without limitation, direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with this website;
c) use or inability to use this website by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure or
d) any inaccuracies in or omissions from such information, even if Close Brothers Group or representatives thereof are advised of the possibility of such damages, losses or expenses. This does not exclude or restrict any duty or liability that Close Brothers Group has to its customers under the Financial Services and Markets Act 2000 (as amended from time to time) or any other regulatory system under the laws of applicable jurisdictions.

Products or services mentioned on this website are subject to legal and regulatory requirements in applicable jurisdictions and may not be available in all jurisdictions. Accordingly, persons are required to inform themselves of and observe any such restrictions. Nothing in this website should be construed as investment, tax, legal or other advice.

Your use of the products and services on this website may be monitored by Close Brothers Group, and the resultant information may be used by Close Brothers Group for its internal business purposes or in accordance with the rules of any applicable regulatory or self-regulatory organisation.

Close Brothers Group makes no warranty regarding the security of this site, including with respect to the ability of unauthorised persons to intercept or access information transmitted by you through this service. We hereby exclude any express or implied warranties that any material used or downloaded from the website will not cause loss or damage to any data or property, such a software or hardware, including but not limited to loss or damage caused by malicious script, viruses, spyware, Trojan Horses or worms. We accept no liability for any such loss or damage suffered by you or another as a result of your use of the website. We accept no liability for changes made to the website or its content by unauthorised third parties.

Forward-looking statements

This website includes statements that constitute “forward-looking statements”. Forward-looking statements include information concerning possible, estimated or assumed future results of our operations, earnings, liquidity, cash flow and capital expenditures, industry or market conditions, acquisitions activities and the effect of completed acquisitions, gearing, debt levels and the ability to obtain additional financing or make payments on our debt, legal, regulatory or fiscal developments, demand for and pricing of our products and other aspects of our business or general economic conditions. In addition, when used on this website, words such as “believes”, “expects”, “anticipates”, “intends”, “plans”, “estimates”, “projects”, and future or conditional verbs such as “will”, “may”, “could”, “should”, and “would”, and any other statement that necessarily depends on future events, are intended to identify forward-looking statements.

Forward-looking statements are not guarantees of performance. By their nature, forward-looking statements involve risks, uncertainties and assumptions because they relate to events and depend on circumstances that will or may occur in the future. Although we make such statements based on assumptions that we believe to be reasonable, there can be, and we give, no assurance, whether express or implied, that actual results will not differ materially or significantly from our expectations or estimations. Actual results may differ from those expressed in such statements depending on a variety of factors, including, without limitation, operational problems, general economic conditions, political stability and economic growth in relevant areas of the world; changes in laws and fiscal or governmental regulations; exchange rate fluctuations; the development and use of new technology; changes in public expectations and changes in business conditions; the actions of competitors; natural disasters and adverse weather conditions; wars and acts of terrorism or sabotage.

We caution investors not to rely on any forward-looking statements.

No responsibility or obligation is accepted by Close Brothers Group to update or revise any forward-looking statement resulting from new information, future events or otherwise.

Risk warning

The past performance of Close Brothers Group listed securities or any other securities cannot be relied on as a guide to their future performance. The price of securities and the income derived from them can go down as well as up and investors may not receive back the amount originally invested. Rates of exchange may cause the value of investments to go up or down. The levels and basis of, and reliefs form, taxation may change in the future.

Persons needing advice should contact a professional adviser.

Access to the website

Whilst we try to ensure that access to the website is always available, from time to time we may need to temporarily restrict access to the website without notice and reserve the right to do so, whether for the purposes of servicing the website or otherwise. We accept no liability, no matter how that may be caused, arising from any loss of access to the website at any time.

You may access most areas of the website without registering your details with us and without us recording any of your personal information, however certain areas of the website may require you to register. If you submit an application to seek access to these areas, you are indicating that you have read our Privacy Policy and are willing for us to deal with your data as set out in that policy and in order to provide you access to such areas of the website. We are not obliged to approve your application, and may remove or limit your access or approval at any time and without incurring any liability. If we do grant you access to an otherwise restricted area of the website, your login details are personal to you. You must keep them confidential and not permit or enable another person to use them.

Links to external websites

The website may include links to external third party websites and websites operated by companies within the Close Brothers Group (“Third Party Websites”). These are provided for your interest and for ease of internet navigation. Such external links do not in any way indicate any sponsorship, endorsement, authorisation of, association with or responsibility for the contents for Third Party Websites or their owners or providers by Close Brothers Group, unless indicated otherwise in the respective terms and conditions of those Third Party Websites. Close Brothers Group accepts no responsibility of any nature whatsoever for Third Party Websites or any information contained in them, unless indicated otherwise in the respective terms and conditions of those Third Party Websites. By accessing Third Party Websites, you agree to be bound by the terms and conditions as set out in those websites and where such terms and conditions conflict with the terms and conditions of this website, the terms and conditions of the Third Party Website shall prevail. Close Brothers Group is not responsible for any damages or losses whatsoever, including (without limitation) those caused by any delays, defects or omissions that may exist in the services, information or other content provided in Third Party Websites. Close Brothers Group has not tested any information, software, products or services found on Third Party Websites, unless indicated otherwise in the respective terms and conditions of those Third Party websites, and therefore does not make any representations with respect thereto, including any representations regarding the content or sponsors of Third Party Websites, or the suitability or appropriateness of the products or transactions described on Third Party Websites. Third Party Websites may have a privacy policy different from that of Close Brothers Group and Third Party Websites may provide less security than the Close Brothers Group website. Those who access Third Party Websites do so at their own risk.

Trademarks, Copyright and use

The display of any trade names or trademarks within this website does not imply that any licence has been granted to any third party in respect of the same. Anything that you transmit to this website becomes the property of Close Brothers Group, may be used by Close Brothers Group for any lawful purpose, and is further subject to disclosure as deemed appropriate by Close Brothers Group, including to any legal or regulatory authority to which Close Brothers Group is subject.

Close Brothers Group owns and reserves all rights with respect to the copyright and trade marks in the content published on this website except where indicated otherwise by the inclusion of a third party proprietary notice and will enforce its rights to the full extent of the law. Nothing on this website shall be construed as granting, by implication, estoppel or otherwise, any licence or right to use any image, trademark, logo or service mark at the website. No act of downloading or otherwise copying from this website will transfer title to any software or material at this website (or any copyright or other intellectual property right in it) to you. Unless specifically prohibited by a notice published on any part of this website, you may make a print of such parts of this website as you may reasonably require for your own personal use provided that any copy has attached any relevant proprietary notices and/or disclaimers. All other use is strictly prohibited.

Variation

Close Brothers Group hereby reserves the right to change these terms and conditions of use and the contents of this website at any time. Any such changes will (as soon as practicable) be posted by Close Brothers Group on the website and will automatically be binding upon you if you access this website.

Severability

No part of these terms and conditions is intended to constitute an exclusion of liability which cannot be excluded under English law.

To the extent that any part of these terms and conditions is found to be invalid, unlawful or unenforceable such part shall be severed from the remaining terms and conditions, all of which shall remain in force and effect.

Governing law

These terms and conditions shall be governed by, and interpreted in accordance with, English law. You irrevocably agree that the courts of England shall have exclusive jurisdiction to resolve any dispute or claim of whatever nature arising out of or relating to this website, and that the laws of England shall govern such dispute or claim. Close Brothers Group makes no representation that information contained in this website is appropriate for use in any jurisdiction other than the UK and you hereby acknowledge that this website is directed at the UK only and is not intended for use outside the UK and you agree that Close Brothers Group will have no responsibility in respect of access to the website from jurisdictions whose laws prohibit such access or where any of the contents of this website may be illegal. Those who choose to access this website from jurisdictions other than the UK do so at their own risk and are solely responsible for compliance with local laws.

These terms and conditions constitute the entire agreement between Close Brothers Group and you with regard to this website and they supersede all prior or contemporaneous communications, agreements and understandings between Close Brothers Group and you with respect to the subject matter hereof.

Legal information

Legislation in the United Kingdom governing the preparation and dissemination of financial statements differs from legislation in other jurisdictions.

The contents of this website are communicated by Close Brothers Group plc. The registered office of Close Brothers Group plc is 10 Crown Place, London EC2A 4FT registered in England, Register Number 0520241 and VAT registration number GB 245 5013 86.